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Read the below Information:
As populations age and people live longer and healthier lives than in previous generations, some governments and economists are arguing that the official retirement age should be raised significantly, requiring people to work longer before becoming eligible for state pension benefits.
- • Do you agree or disagree that the retirement age should be raised? Give reasons for your answer and include relevant examples from your own knowledge or experience.
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Important Keywords/Phrases
Sample Answer
15 keywordsThe question of when people should be entitled to retire is increasingly urgent as populations age and pressure on state pension systems intensifies. I agree that raising the retirement age is a necessary policy response, though it must be designed with careful attention to fairness across different occupations and income levels. The most compelling argument for raising the retirement age is demographic reality. People in developed countries are living considerably longer than when current pension ages were originally established, often remaining in excellent physical and cognitive health well into their late sixties and beyond. If pension systems were designed around a life expectancy that no longer reflects reality, maintaining those original thresholds is financially unsustainable — the working population supporting each retiree is shrinking, while the number of years each retiree draws benefits is growing. Without adjustment, pension systems face structural deficits that will ultimately harm the very people they are designed to protect. Beyond fiscal sustainability, there is a strong individual case for continued work in later life. Mental engagement in purposeful activity is consistently associated with better cognitive health in older adults, and many people find genuine satisfaction and social connection through their careers that retirement can abruptly remove. Older workers bring accumulated experience, institutional knowledge, and professional judgement that organisations benefit from retaining. The assumption that everyone wants to stop working at sixty-five reflects a previous generation's expectations more than a universal human desire. The important caveat is equity. Raising the retirement age is straightforward for office professionals whose work is mentally rather than physically demanding, but deeply unfair when applied uniformly to manual workers, caregivers, and others whose bodies have absorbed decades of physical strain. A reformed retirement system should therefore incorporate flexible thresholds that reflect occupational demands, allowing those in physically intensive roles to retire earlier without financial penalty. With this nuance built in, raising the retirement age is both justified and achievable.